Workplace Pensions for Employees: Automatic Enrolment, Contributions and Opting Out

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About Course

Most UK workers are now put into a workplace pension automatically. This course explains who must be enrolled, how much you and your employer pay, how to read the contributions on your payslip, and what really happens if you opt out – so you can make an informed choice.

Tutwoo is an independent learning provider. This course gives general information based on published official guidance for the 2026/27 tax year (6 April 2026 to 5 April 2027). It is not personal financial, tax or legal advice. For help with your own situation, contact HMRC, MoneyHelper, Citizens Advice or a regulated adviser.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Know who must be automatically enrolled and who can ask to join
  • Calculate minimum contributions on qualifying earnings
  • Understand opting out, refunds, opting back in and re-enrolment every 3 years
  • Know what happens to your pension when you change jobs or take leave

Course Content

Course Lessons

  • Who gets automatically enrolled?
  • How much is paid in?
  • Opting out, opting back in and changing jobs

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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