Priority Debts: Which Bills to Deal With First When Money Is Tight

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About Course

When you cannot pay everything, some debts can lead to far more serious consequences than others – such as losing your home, having your energy cut off, or court action. This course explains which debts are “priority debts”, why, which are non-priority, and a step-by-step way to take control with free advice.

Tutwoo is an independent learning provider. This course gives general information and is not financial or legal advice. Rules on debt differ between England and Wales, Scotland and Northern Ireland, so get free advice about your own situation.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Tell the difference between priority and non-priority debts
  • Understand the serious consequences of ignoring priority debts
  • Deal with priority debts first in a structured way
  • Know where to get free, independent debt advice

Course Content

Course Lessons

  • What makes a debt a “priority”
  • Non-priority debts
  • Taking control, step by step

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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