Help to Save Explained

Help to Save is a government-backed savings account for people on Universal Credit who are in paid work. Learn who can open one, how the 50% bonus is worked out using your highest balance, how it affects benefits, and how to make the most of it.

This course gives general information only. It is not financial, tax or legal advice, and Tutwoo is not authorised by the Financial Conduct Authority to give financial advice. Figures and rules were checked against official sources on 30 October 2026 and can change. For help with your own situation, use free guidance from MoneyHelper or speak to a regulated adviser.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.