Getting Debt Help Safely: Free Debt Advice, Fee-Charging Companies and Your Options

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About Course

When debts get on top of you, the right advice early can make a huge difference. This course explains where to get free, independent debt advice, how fee-charging debt companies differ, the main debt solutions (such as debt management plans, IVAs and Debt Relief Orders), and the Breathing Space scheme.

Tutwoo is an independent learning provider. This course gives general information and is not financial advice. Debt solutions have serious consequences, so always get free, independent advice about your own situation.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Find free, independent debt advice by phone, online or face to face
  • Spot the difference between free advice and fee-charging firms
  • Understand the main debt solutions in outline
  • Know how Breathing Space can pause creditor action

Course Content

Course Lessons

  • Free, independent debt advice
  • Fee-charging companies and warning signs
  • Debt solutions and Breathing Space

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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