Basic Bank Accounts: Fee-Free Banking If You Cannot Get a Standard Current Account

A bank account makes it much easier to get paid, receive benefits and pay bills. If you have been turned down for a standard current account – for example because of a poor credit history – a basic bank account could help. This course explains what basic accounts offer, which banks must provide them, who can open one and what to do if you are refused.

Tutwoo is an independent learning provider. This course gives general information and is not financial advice. Check each bank’s own terms before opening an account.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.