Universal Credit and Your Housing Costs: Renters, Homeowners and Managed Payments

Universal Credit can include an amount towards your housing costs. This course explains how it works for private and social renters, the spare room reduction, deductions when other adults live with you, help for homeowners (service charges and Support for Mortgage Interest), how payments to landlords work, and where to turn if there is a shortfall.

This course gives general information about Universal Credit housing costs in Great Britain as at November 2026. It is not benefits advice. Rules and amounts can change, so check GOV.UK, contact DWP or get free independent advice for your own situation. Northern Ireland has its own arrangements.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.