Travel Insurance With a Medical Condition: Declaring It Honestly and Finding Specialist Cover

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About Course

Many people in later life live with a medical condition – and finding affordable travel insurance can feel daunting. This course explains why declaring every condition honestly matters, the Financial Conduct Authority rules that require insurers to point you to specialist providers in some circumstances, how to use the MoneyHelper and BIBA directories, and what to check before you buy.

Tutwoo is an independent learning provider. This course gives general information only and does not recommend any insurer or product. It is not financial or medical advice. Always read your own policy wording and ask the insurer if you are unsure.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Understand why you must answer an insurer’s medical questions fully and honestly
  • Know when insurers must signpost you to a directory of specialist firms
  • Use the MoneyHelper or BIBA directories to find cover
  • Check a policy for exclusions, limits and medical cover before you travel

Course Content

Course Lessons

  • Why declaring conditions matters
  • The signposting rules and specialist directories
  • Checking the policy before you go

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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