Being a Guarantor: What You Are Agreeing To for a Loan or a Tenancy

Being asked to act as a guarantor for a family member or friend is common, especially for loans and renting. This course explains exactly what you would be liable for, how it can affect your credit file, how long a guarantee lasts (including the effect of the Renters’ Rights Act in England), and how to protect yourself before you sign.

This course gives general information as at November 2026, mainly about the law in England. It is not legal or financial advice. Guarantee agreements vary, so read yours carefully and get independent advice before signing.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.