From a “Wrong Number” Text to a WhatsApp Investment Group: How Friendly Strangers Lead People Into Investment Scams

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About Course

Some investment scams begin with a polite message sent “by mistake”, or an invitation to a friendly investment group chat on WhatsApp or Telegram. Over days or weeks, the stranger becomes a friend, and the group seems full of people making money. This course explains how these scams work, the warning signs the Financial Conduct Authority (FCA) highlights, and how to check and get help.

Tutwoo is an independent learning provider. This course gives general awareness information based on FCA and government guidance. It is not financial advice. If you think you have been scammed, contact your bank and the police straight away.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

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What Will You Learn?

  • Recognise how “wrong number” messages and investment group chats are used to build trust
  • Spot the FCA’s warning signs: unexpected contact, high returns, pressure, secrecy and flattery
  • Check any firm on the FCA Firm Checker and Warning List before investing
  • Know what to do, and who to contact, if you have already sent money

Course Content

Course Lessons

  • How it starts: the friendly stranger
  • Inside the investment group chat
  • Checking, stopping and getting help

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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