Shared Ownership in England: Buying a Share, Rent, Staircasing and Repairs

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About Course

Shared ownership lets you buy part of a home and pay rent on the rest. This course explains who can apply in England, how the costs work, how to buy more shares (“staircasing”), and who is responsible for repairs, so you can judge whether it suits you.

This course gives general information about shared ownership in England as at November 2026. It is not legal, mortgage or financial advice. Each lease is different, so read your key information document and get independent legal and mortgage advice before buying.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Check whether you are likely to be eligible for shared ownership in England
  • Understand the mortgage, rent and service charge costs together
  • Know how staircasing works, including 1% shares on newer leases
  • Understand repair responsibilities and the initial repair period

Course Content

Course Lessons

  • How shared ownership works and who can apply
  • Counting the real costs
  • Staircasing, repairs and selling

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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