About Course
Buying a home involves some big numbers. This course explains the maths behind mortgages: deposits as a percentage, loan-to-value (LTV), how interest rate and term affect monthly payments, repayment versus interest-only, and how to estimate what a rate rise would cost – with fully worked examples.
Tutwoo is an independent learning provider. This course gives general information based on published official guidance for the 2026/27 tax year (6 April 2026 to 5 April 2027). It is not personal financial, tax or legal advice. For help with your own situation, contact HMRC, MoneyHelper, Citizens Advice or a regulated adviser.
© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.
Course Content
Course Lessons
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Deposits and loan-to-value
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Monthly repayments and total cost
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Interest-only, rate rises and affordability
Sources & Further Reading
Final Assessment
Student Ratings & Reviews
