County Court Judgments (CCJs) for Debt: What They Mean and How to Deal With Them

If you fall behind with a debt, a creditor can take you to court and get a County Court Judgment (CCJ). This course explains the steps before and after a court claim in England and Wales, how to respond within 14 days, the different kinds of judgment, how a CCJ affects your credit for 6 years, how to get it removed or marked as satisfied, and what enforcement can follow.

Tutwoo is an independent learning provider. This course gives general information based on published official guidance for the 2026/27 tax year (6 April 2026 to 5 April 2027). It is not personal financial, tax or legal advice. For help with your own situation, contact HMRC, MoneyHelper, Citizens Advice or a regulated adviser.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.