Fake Winter Fuel Payment and Benefit Messages: Protecting Your Pension and Benefits

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About Course

Every autumn, criminals send texts and emails pretending to be from the Department for Work and Pensions (DWP), HMRC or Social Security Scotland about winter heating payments and other benefits. This course explains how these payments really work, how to spot a fake message and what to do if one arrives.

Tutwoo is an independent learning provider. This course gives general information for older people and their families, written from published official guidance. It is not legal or financial advice. Rules can change, so check the official websites listed in the course.

© 2026 Tutwoo UK Limited. This course was created in-house by Tutwoo and is our original work. It is for your own learning only: please do not copy, share, record or resell it.

What Will You Learn?

  • Understand how the Winter Fuel Payment and Scotland’s Pension Age Winter Heating Payment are really paid
  • Spot fake “apply now” and “repay now” messages about winter payments and benefits
  • Know the free, official ways to claim Pension Credit and other help
  • Report scam messages and know what to do if you have shared details

Course Content

Course Lessons

  • How winter heating payments really work
  • What fake messages look like
  • Reporting and getting help

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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