About Course
If debts have become unmanageable, there are formal and informal solutions that can help. This course explains Breathing Space, debt management plans, Debt Relief Orders, IVAs and bankruptcy in England and Wales, with their key limits and fees, and points out the different options in Scotland and Northern Ireland.
Tutwoo is an independent learning provider. This course gives general information about debt solutions in England and Wales, checked against GOV.UK and debt charity guidance in October 2026. It is not debt advice; speak to a free, regulated adviser about your situation.
Course Content
Course Lessons
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First steps and Breathing Space
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Informal solutions and Debt Relief Orders
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IVAs, bankruptcy and the rest of the UK
Sources & Further Reading
Final Assessment
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