Mortgages & Remortgaging Explained

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About Course

Understand how mortgages work in the UK: deposits and loan-to-value, repayment and interest-only, fixed, tracker and variable rates, fees and early repayment charges, and how to remortgage or switch deals when your fixed rate ends. Includes what to do if you are struggling with payments.

Tutwoo is an independent learning provider. This course gives general information about UK mortgages, checked against MoneyHelper and GOV.UK in October 2026. It is not mortgage or financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage.

What Will You Learn?

  • Compare mortgage types and rates with confidence Understand how lenders assess affordability Plan a remortgage or product transfer before your deal ends Know your options and protections if payments become hard to manage

Course Content

Course Lessons

  • How mortgages work
  • Rates, fees and charges
  • Remortgaging and getting help

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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