Buy Now, Pay Later Explained

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About Course

Buy now, pay later (BNPL) lets you split a purchase into instalments, often interest-free. This course explains how it works, the new FCA regulation that began on 15 July 2026, the protections you now have, and how to use BNPL without slipping into debt. The rules apply across the UK.

Tutwoo is an independent learning provider. This course gives general information about buy now, pay later in the UK, checked against FCA and Financial Ombudsman Service guidance in October 2026. It is not financial or legal advice.

What Will You Learn?

  • Understand the main types of BNPL and which are regulated Know the protections that apply to agreements made from 15 July 2026 Spot the risks of stacking several BNPL plans Know where to complain and where to get free help if you are struggling

Course Content

Course Lessons

  • How buy now, pay later works
  • The new rules from 15 July 2026
  • Using BNPL safely

Sources & Further Reading
The official guidance this course is based on.

Final Assessment

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